Motorcycle vs. Truck Accidents: Why These Cases Are More Complex

Posted On April 21, 2025 / By Manning Law / Motorcycle Accidents,Truck Accidents
Motorcycle vs. Truck Accidents

There’s no such thing as a minor crash when a motorcycle hits a truck.

These aren’t just different types of vehicles. They operate in entirely different realities. When they collide, the outcome is almost always severe.

In 2023, 134 motorcyclists were killed on Colorado roads. That means motorcycles account for nearly 1 in 5 of all traffic fatalities, even though riders make up only 3% of the state’s roadway users (Colorado Department of Transportation).

These numbers are a signal, and we shouldn’t ignore them. 

Motorcycle vs. truck accidents leave behind more than just wreckage. The legal aftermath can be overwhelming, with serious injuries sustained. Liability isn’t always clear. Evidence disappears fast. 

And, unfortunately, bias against riders still creeps into investigations and insurance coverage decisions.

If you’ve been through one of these crashes — or you’re helping someone who has — you need a clear plan and a legal team that knows how to handle the weight of a case like this.

Here’s what makes these motorcycle claims more complex, and why a skilled motorcycle accident lawyer can make all the difference in Colorado.

Why Motorcycle vs. Truck Accidents Are So Dangerous

It’s never a fair fight between a motorcycle and a commercial truck. When these two collide, the results are almost always catastrophic.

A fully loaded semi-truck can weigh up to 80,000 pounds. A motorcycle? Less than 500. 

That kind of size and weight difference creates a violent force imbalance — especially at highway speeds. In motorcycle accidents involving large trucks, the rider is almost always the one who suffers the worst of the impact.

Unlike truck drivers or drivers in passenger vehicles, motorcyclists have no structural protection. When an accident happens, there’s no frame, no airbags, and no crumple zones. When a motorcycle collision happens, the human body absorbs the hit. 

That’s why truck crash injuries so often include spinal damage, traumatic brain injuries, crushed limbs, or permanent disability.

Most of these aren’t fender-benders but life-altering collisions that can lead to more severe injuries. Because truck accidents tend to involve high speeds, large blind spots, and wide turn radii, the risk of serious harm is always elevated for the motorcyclist involved.

Multiple Parties. Multiple Problems.

When a crash involves both a motorcycle rider and a commercial truck, untangling liability isn’t easy. These accidents often involve a chain of responsibility that includes far more than just the driver behind the wheel.

In many cases, you’re not just dealing with the trucker. You may also be dealing with their employer, the logistics company, the truck’s maintenance provider, a third-party contractor, or even the manufacturer of a faulty part. 

Each of those parties likely has its own insurance company — and its own legal team.

That means a single misstep, like an overlooked inspection, a logbook violation, or a fatigued driver, can open the door to a much broader truck accident lawsuit. In turn, figuring out who’s responsible, and to what degree, requires a deep dive into the facts. 

That’s why these cases demand more time, more investigation, and more legal firepower than the average motorcycle crash.

Legal Challenges That Make These Cases Tougher

When a motorcycle crash involves a commercial truck, the legal complexities multiply fast. These high-impact accidents occur, and the high-stakes cases require a clear understanding of both motorcycle accident law and commercial trucking regulations.

Sometimes, motorcycle and car accidents can lead to severe injuries.

Proving Fault Isn’t Always Simple

In many motorcycle accidents, establishing fault comes down to one or two drivers. 

With truck accidents, there are more layers — federal safety standards, company policies, maintenance records, and hours-of-service rules that govern driver fatigue.

To make things harder, physical evidence at the scene may not tell the full story. A missing mirror or a poorly loaded trailer might have played a role, but proving that takes access to records that only a formal investigation can uncover.

The Truck’s Size Creates Unique Risks

Large trucks don’t just cause more damage — they also behave differently on the road. Wide turns, long stopping distances, and massive blind spots all increase the likelihood of a collision.

Colorado motorcycle accident law has to account for these factors, especially in cases involving underride crashes, sideswipes, or lane-change collisions where visibility plays a major role.

Bias Against Riders Can Influence Outcomes

One of the most frustrating challenges in motorcycle vs. truck accidents is the underlying bias riders face. Motorcyclists are often portrayed as risk-takers, even when they follow every rule of the road. 

That bias can creep into police reports, insurance negotiations, and jury perceptions, shifting blame unfairly and complicating the path to justice.

What to Do After a Motorcycle vs. Truck Accident

After a crash involving a motorcycle and a truck, everything moves fast — tow trucks, ambulances, insurance calls. 

Before the dust settles, there are a few key steps that can protect your health and your legal case. Keep these motorcycle accident safety tips in mind:

Call 911 Right Away

Even if your motorcycle accident injuries seem minor, get police and medical responders on the scene. Official reports from law enforcement are a very important part of any case involving motorcycle accidents or truck accidents. 

They help document who was involved, how such a crash happened, and whether any citations were issued.

Document the Scene

Use your phone to take pictures of everything:

  • Damage to your bike and the truck
  • Road conditions and weather
  • Traffic signals, skid marks, and debris
  • Your injuries

Also, collect names and contact info from any witnesses. That first-hand input can be powerful when facing conflicting reports or motorcycle accident claims later.

Get Medical Treatment Immediately

Don’t wait for symptoms to “show up.” Adrenaline can mask pain, and internal injuries from high-impact collisions aren’t always visible. 

A quick medical response builds a record that directly links your serious injuries to the crash — a key part of any personal injury claim.

Preserve the Motorcycle and Safety Gear

Your bike and riding gear are physical evidence. Scratches, broken parts, and helmet damage can help reconstruct the crash and demonstrate the impact. 

If possible, don’t repair or discard anything until your motorcycle accident lawyer has reviewed it.

Call a Lawyer Before You Talk to Insurance

Insurance companies involved in truck accidents often move quickly — but they don’t work for you. 

Before giving a statement or signing anything, speak with a motorcycle accident lawyer who understands how to handle cases with multiple parties and high-dollar negotiations.

How a Motorcycle Accident Lawyer Helps With Insurance Claims

In motorcycle vs. truck accidents, getting hurt is only the beginning. The legal road ahead is complex, especially when you’re up against commercial carriers, corporate insurance adjusters, and multiple layers of liability. 

A skilled motorcycle accident lawyer in Colorado gives you the leverage, speed, and strategy these cases demand. Here’s how: 

They Untangle Liability and Insurance Fast

Truck crashes often involve more than just the driver. The trucking company, shipping contractor, or vehicle maintenance crew could all share responsibility. 

That means multiple policies, conflicting reports, and a whole lot of finger-pointing.

Your lawyer knows how to track down the right parties and hold them accountable. They’ll investigate the car driver’s background, company records, and safety compliance logs to determine who dropped the ball — and who should pay for it.

They Secure Key Evidence Before It Disappears

Evidence in a truck accident lawsuit can vanish within days. Onboard computer data may be wiped. Surveillance footage can be erased. Damage to the truck or road may get cleaned up before anyone asks the right questions.

A lawyer moves quickly to preserve that evidence. They can send legal holds to trucking companies, request black box data, and get accident reconstructionists on-site before the trail goes cold. 

The sooner they’re involved, the stronger your case becomes.

They Work With Experts to Measure the Real Impact

After a severe motorcycle injury, it’s not just about medical bills. It’s about what life looks like afterward. 

Will you be able to work? Will you need surgery or long-term rehab? Will the pain ever go away?

Your attorney brings in trusted medical professionals and economic experts to evaluate both current and future costs. That way, your claim reflects the full impact of the crash, not just the immediate damage.

They Know When to Push and When to Settle

Insurance companies don’t play fair — especially when they’re defending a commercial trucking operation. Their goal is to get you to settle quickly and cheaply, before you understand what your case is really worth.

A motorcycle accident lawyer negotiates from a position of strength. They’ll evaluate every offer with a clear strategy in mind, and if a trial is what it takes to get justice, they’re ready for that too.

They Keep the Blame Where It Belongs

It’s frustrating, but true: motorcyclists are often painted as reckless, even when they’re the victim. That bias can affect everything from police reports to jury verdicts.

An experienced attorney fights back against those assumptions. They use hard facts, expert testimony, and smart storytelling to make sure your case stays focused on the truth, not the stereotype.

You’re Up Against a Machine. You Don’t Have to Fight Alone.

When a motorcycle collides with a truck, the damage is physical and systemic. You’re not just recovering from injuries. You’re navigating corporate insurance teams, federal regulations, and a system designed to protect itself.

That’s a lot to take on, but you don’t have to do it alone.

At Manning Law, our experienced Colorado attorneys understand the complexity of motorcycle vs. truck accidents because we’ve been there — case after case. We know how to build claims that hold up in court, push back against bias, and fight for the full compensation injured riders deserve.

If you or someone you love has been involved in one of these devastating crashes in the Denver area, now is the time to act.

Learn what a truck accident lawsuit involves and how we handle it. Schedule your free consultation today and let’s get to work.

Contact us today!