UIM or Underinsured Motorist coverage is a special type of auto insurance. According to some sources, as many as 2 out of every 7 drivers is only insured up to the “state minimum” level of coverage. In Colorado, that means that many drivers are only covered for “25/50:” $25,000 of individual damage and $50,000 dollars per accident. We’re going to write more about UIM later this week, but we thought we’d bring you these three particularly stunning UIM videos first.
If you’re in an accident with a driver who only has $25,000 of bodily injury coverage, who will pay for your medical bills if they exceed that amount?
According to the courts, the answer is you, the victim.
You can read more about auto accident claims HERE
UIM coverage can keep you from having to pay out of your own pocket for health care costs after your auto accident.
We don’t want to suggest that you rush out and buy CentralInsurance’s services. There are lots of great ways you can purchase insurance. Having said that, we really like how thorough CentralInsurance’s quick “Insurance 101” series is.
Virginia has some very different laws than we do in Colorado. That’s why it might seem strange for us to share this video from Ben Glass, a Virginia personal injury attorney. The truth is that the case he’s talking about is very interesting. Many drivers go “underinsured” because they feel they are saving a few hundred dollars a year.
All too often, people just don’t think about their policy until after they’ve been in accident. Making sure that you have enough coverage before you drive is just the responsible thing to do.
This is probably a lot less “shareable” than the two other videos. We think it deserves a spot in our list of three particularly stunning UIM videos for one simple reason. It’s complex.
After an auto accident, there are a lot of difficult decisions that need to be made very quickly.
As the stressors of you or your loved one’s injuries become apparent, paperwork can just be too much. A qualified personal injury attorney can be a lifesaver. You attorney will handle the insurance company’s demands, negotiations and paperwork on your behalf. That way, you can focus on what truly matters. The health and safety of you and your loved ones.
You can check out our guide to Denver Attorney Reviews HERE