Rideshare services like Uber and Lyft have revolutionized transportation. But when accidents happen, handling claims is much more complex than regular car accidents. Let’s explore the 5 reasons why.
Rideshare accidents share causes with regular car accidents:
Distracted driving
Traffic congestion
Driver fatigue
Poor vehicle maintenance
Bad weather
Knowing the cause helps determine liability.
Liability in rideshare accidents can be complicated. It may involve:
The rideshare driver
Another motorist
The rideshare company
Even the passenger (rare cases)
Rideshare companies provide insurance, but it’s not simple. Coverage depends on the driver’s status:
Logged out: Personal insurance applies.
Logged in but no ride: Limited liability coverage.
Active ride: Commercial insurance covers up to $1M.
Rideshare claims often involve many parties:
Rideshare driver
The company
Other motorists
Passengers
Each party has its own insurance and liability, making claims complex.
Companies like Uber and Lyft classify drivers as independent contractors. Liability depends on the driver’s status:
Waiting for a ride request: Limited coverage
En route or transporting a passenger: Full coverage applies
Rideshare drivers must meet legal requirements:
Valid license
Background checks
Vehicle maintenance
Failure to meet these can shift liability to the company or driver.
Rideshare companies often have larger insurance policies. This can mean higher settlements for:
Medical bills
Lost wages
Property damage
But strong negotiation skills are essential.
Rideshare accident claims are complex.
At Manning Herington Accident & Injury Lawyers, we’ll fight for the settlement you deserve.
Contact us today for a FREE consultation.