Why Insurance Companies Offer Lowball Settlements After a Car Accident

After a car accident, insurers often offer low settlements to save money. Learn why they do this and how you can fight for fair compensation.

What Is a Lowball Settlement?

A lowball settlement is an offer far below what you deserve. Insurers hope you'll accept it quickly without questioning its fairness.

Why Insurance Companies Lowball Victims

Insurers aim to protect profits, not people. They use these tactics to settle claims for less:

Rushing the offer

Downplaying your injuries

Blaming you for the accident

The Pressure to Accept Quickly

Insurers may rush you into accepting a low offer before you know the full extent of your injuries or damages.

Your Injuries Aren’t That Bad

Insurers often argue your injuries are minor to justify lower payouts. Always get a medical evaluation!

Shifting the Blame

If an insurer can argue you were at fault, they can legally reduce or deny your claim. Be prepared to challenge them.

Waiting You Out

Some companies drag out the claims process, hoping financial stress forces you to accept a lower offer.

Protect Your Right to Fair Compensation

Don’t settle for less than you deserve. Steps to take:

3️⃣ Don’t accept the first offer without review

2️⃣ Consult a car accident lawyer

1️⃣ Gather medical records & repair estimates

Get the Compensation You Deserve!

Don’t let an insurance company lowball you. Manning Law fights for fair compensation. Call today!