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Even though nobody expects to be involved in a vehicle accident when they get behind the wheel, the reality is that crashes occur all the time in and around the Denver area. In most cases, motor vehicle accidents are caused by the careless or negligent actions of one or more drivers. At Manning Law, we are here to help if you need a Denver car accident attorney by your side. We pledge to fully investigate every aspect of your auto accident claim so we can recover the compensation you need for your medical bills, property damage expenses, lost wages, and more. Let the experienced attorneys at our law firm get to work on your Colorado car accident claim immediately.
Vehicle insurers are notoriously difficult to deal with when it comes to paying out fair compensation after a Denver car accident. The reality is that most crash victims do not have the resources necessary to handle every aspect of their claim. However, a Denver car accident lawyer will be able to conduct a complete investigation into the incident in order to determine liability. They will work directly with insurance carriers, at-fault parties, and law enforcement officials to examine the details of what happened in your auto accident.
While an investigation is ongoing, a car accident attorney in Denver will make sure that their client is properly evaluated by trusted medical and economic professionals. Finally, a skilled Denver auto accident lawyer is knowledgeable in Colorado law and will handle all negotiations with the insurance carriers involved to obtain total compensation on behalf of their client.
If you get involved in a car accident in Denver, Colorado, it is important to remember that there are certain steps you should take right away, while you are still at the scene of the crash. Though it can be difficult to recall what to do in the chaotic aftermath of a car accident, taking these steps can help you build a stronger case against the driver or party at fault. Here’s what to do:
Many claimants do not realize they have the power to negotiate with a car insurance company regarding the value of a car accident settlement. In reality, insurance companies expect claimants to submit counteroffers, so they often lowball the first offer. This is why it is important to speak to a Denver car accident attorney before accepting a car accident settlement. A Denver car accident lawyer experienced in handling car accident claims will give you an accurate estimation of the value of your case. Then, your lawyer will negotiate with the insurance company on your behalf for maximum financial compensation.
A police accident report can provide important evidence during a car insurance claim. Obtain a copy of your police report by writing down your report number before leaving the scene of the crash. Ask the responding police officer for this number. The officer has 10 days to file your accident report at the police precinct. Wait a few days after your accident and call the Denver Police Department to inquire about obtaining a copy of the report. You will need to provide your name and the date, time and location of the crash. You may also need to pay a small fee for the copy.
Colorado is a fault-based car insurance state. Under Colorado law, the driver or party at fault for a vehicle collision is who pays for related property damage and medical expenses. Fault for a car accident can take the form of distracted driving, drowsy driving, driving under the influence, speeding, violating traffic laws and other common examples of driver errors. In a no-fault state, on the other hand, all drivers file claims with their own car insurance companies, regardless of fault.
There are pros and cons to both insurance systems. In Colorado, one benefit of the fault system is that victims can generally recover greater compensation from another driver’s insurer. The drawback is that you have to prove fault to qualify for third-party coverage. In a Denver car accident case, the burden of proof rests with the plaintiff, or injured party. This means it is the crash victim’s responsibility to prove that what he or she is claiming is more likely to be true than not true. This burden of proof is known as a preponderance of the evidence.
Proving that another driver is at fault for your car accident requires clear and convincing evidence. Evidence that is often available to support a car accident claim may include a police report, photographs, video footage, eyewitness statements, expert testimony and medical records. An experienced Denver car accident lawyer can help you prove that the other driver caused your accident by preserving and presenting key evidence on your behalf.
In Colorado, liability insurance is mandatory for all motor vehicle drivers. This type of insurance pays for other drivers’ losses after an accident, not the policyholder’s. While additional types of insurance and higher amounts are available, the following are the required automobile insurance coverages in Colorado:
After a car accident, the at-fault driver’s car insurance policy will pay for the other person’s losses, up to the coverage limits. If the victim needs additional payment, his or her own insurance can provide supplemental coverage. It may also be possible to hold a third party responsible, such as a vehicle manufacturer or the municipal government.
Despite it being illegal in Colorado to drive without adequate car insurance, many drivers do this every day. If you get involved in a car accident with an uninsured or underinsured driver, report the driver to the police right away, even if the crash was minor. The driver will receive a fine for driving without insurance and his or her driver’s license will be suspended until the driver can show proof of insurance.
Contact your own car insurance carrier to find out if you have uninsured or underinsured motorist insurance on your policy. This is an optional type of coverage that can pay for accidents involving drivers who are unlawfully driving without proper insurance coverage. It can also pay for a hit-and-run car accident. If you do not have this type of insurance, contact an attorney to explore other options for you, such as third-party liability.
Data from the Colorado Department of Transportation reveals that there were 121,648 total vehicle collisions across the state during the latest reporting year. However, when we look a little bit closer to home, we can see that there were more than 22,000 total collisions in Denver County during that same time frame. Out of these local vehicle collisions, there were 54 fatal crashes and more than 4,600 injury collisions.
Auto accidents can take many forms. How one or multiple vehicles collide depends on the dynamics and circumstances of the incident. Any type of car accident could cause serious to catastrophic injuries for those involved. Common types of Denver car accidents include:
At Manning Law, we can handle all types of car accident cases, including those involving one, two or multiple vehicles. Our team of Denver auto accident lawyers can also navigate truck, motorcycle, bicycle and pedestrian accident claims. Consult with our Denver car accident lawyers for help after being involved in any type of motor vehicle collision in Denver.
Vehicle accidents in Denver often result in severe injuries for those involved. At Manning Law, our attorneys regularly help clients who have sustained the following types of serious injuries as a result of motor vehicle accidents in the Denver area:
We also want to point out that even relatively minor car accident injuries can result in major medical expenses. A simple X-ray and minimal pain treatment can lead to thousands of dollars worth of medical bills for a victim.
Catastrophic car accidents can result in serious life-threatening injuries and the wrongful death of a loved on. Our team of Denver wrongful death attorneys can help you file a claim if a loved one has been impacted in a fatal car crash.
You must determine fault for your car accident before you can file an insurance claim, as your claim will be submitted to the insurance carrier of the at-fault driver. The majority of car crashes in Denver are preventable and can be traced back to mistakes made by drivers. If a driver violates a traffic law or breaks a roadway rule, this can result in a car accident. Acts of negligence by drivers, or a failure to use reasonable care, can also cause car accidents.
Common causes of car crashes in Colorado include:
In some cases, driver error is not the cause of a car accident in Denver. Bad weather, major storms, crossing animals and other “acts of god” can also contribute to collisions. In some cases, a road defect such as a pothole can cause an accident. In this scenario, the government may be held responsible for failing to maintain a safe roadway. Finally, if a vehicle defect contributes to a crash, the part manufacturer could be held liable.
Denver car accident victims may be entitled to various types of compensation for their losses. The experienced legal team at Manning Law works diligently to recover both economic and non-economic compensation on behalf of every car accident victim that comes through the door. This can include, but is not limited to, the following:
Discuss the value of your car accident case with one of our Denver auto accident attorneys before accepting a settlement offer. Every case is unique. Case values are generally based on the specific losses suffered by the victim, such as the severity of the injuries and how much medical care is required. At Manning Law, our experienced team of car accident attorneys in Denver, Colorado will accurately evaluate your case. Then, we will help you negotiate with a car insurance company to achieve just compensation.
Car accident settlements can vary significantly from case to case. Case values are based on factors that are unique to each situation, including injury severity. Some claimants in Denver receive $10,000 or less for their car accident claims, while other victims receive $1 million or more for catastrophic injuries.
The average car accident settlement in Colorado is estimated to be 1.5 times the total amount of your financial losses. However, it is important not to estimate your case value based on an “average,” as the true value of your case may be significantly different. The best way to understand the worth of your car accident injury claim is by talking to an attorney.
Even those partially at fault for a vehicle accident in the Denver area may still be able to recover compensation for their losses. Colorado operates under a “modified comparative negligence” system. This means that under Colorado law, car accident victims can recover compensation so long as they are less than 50% responsible for the incident. However, the total compensation that they receive will be reduced based on their percentage of fault for the incident. Any person found to be 50% or more responsible for a crash will not be able to recover any compensation at all.
Car accident victims in Denver need to be aware that they have a limited amount of time to file a lawsuit in these cases. First, we need to point out that auto insurance carriers have very strict reporting deadlines. Failing to report the crash to an auto insurance carrier within a day or two after the incident occurs could result in a claim of delay or denial.
Additionally, car crash victims in Denver have an overall two-year timeframe to file a lawsuit against an alleged negligent driver in their case. Failing to abide by the Colorado personal injury statute of limitations will result in the victim being unable to recover the compensation they are entitled to for their losses. It is crucial to involve a skilled Denver personal injury lawyer as soon as possible so that all claims can get filed on time.
One of the most common mistakes crash victims make is trusting insurance companies during the recovery process. All insurance corporations – including your own – are looking out for their interests above their clients. This is because insurance companies are for-profit businesses that save their investors money by minimizing claim payouts as much as possible. Keep this in mind during all conversations and communications with an insurance claims adjuster.
Do not give an adjuster a recorded statement. Instead, politely decline and explain that your attorney will be sending a written statement. Do not discuss your injuries or the accident in detail. Keep your answers to questions short and simple. Do not speculate, especially about fault for the collision. If you do not have the answer to a question, say that you don’t know. Do not sign anything sent to you from an insurance company before taking it to an attorney for review.
Finally, do not rush to accept the first settlement offer made to you by an insurance company. The first offer is typically lower than the claimant deserves. While you may be eager to resolve your case and receive a settlement check, consult with an attorney before accepting anything. An attorney can negotiate for the settlement that you need to pay for past and future car accident losses.
The Denver car accident lawyers at our law firm represents car accident victims in areas across Denver, Colorado including:
University Park | Stapleton | West Highland | Capitol Hill | LoDo (Lower Downtown) | RiNo (River North) | Washington Park | City Park | Cherry Creek | Highland | Five Points | Uptown | University Hills | Baker | Congress Park | Park Hill | Curtis Park | Cheesman Park | Montclair | Cole | Sloan’s Lake | Platt Park | Sunnyside | Berkeley | Whittier | Belcaro | Hilltop | Cherry Creek North | Globeville | Athmar Park | Virginia Village
The attorney you choose to represent you during a car accident claim can change the outcome of your case. It is important to select a lawyer with experience handling car accident cases and that has positive past case results. While no lawyer can guarantee a win, a history of success can prove that the law firm has what it takes.
Find a few top choices for car accident attorneys in Denver and set up free case consultations to learn more about each attorney. During your meeting, ask questions about your case and the law firm to find out if they are the right fit. You should feel comfortable with your lawyer and know that he or she is taking the time to listen to you and understand your goals.
At Manning Law, our legal team operates on a contingency fee basis. This means you will pay us $0 unless we win your car accident case. We don’t charge anything upfront to initiate our legal services. If we are successful in securing financial compensation for your car accident damages, we will charge our attorney’s fees as a percentage of the settlement or judgment award secured on your behalf. We will agree on the amount of the percentage with you before starting your case.
Manning Law has successfully recovered compensation for clients injured in a range of motor vehicle accidents. Notable settlements and verdicts our Denver car accident lawyers have secured include:
The Denver car accident attorneys at out law firm provide a customized approach when working with every client and diligently fight for the rights of those who have been wrongly injured.
If you or somebody you love has been injured in a motor vehicle accident caused by the negligent actions of another driver in the Denver area, reach out to the skilled legal team at Manning Law for help today. We need to get to work investigating your motor vehicle accident claim as soon as possible so that we can uncover the evidence necessary to prove liability. Let the Denver car accident attorneys at our law firm negotiate with aggressive insurance carriers so we can recover the compensation you need to make it through this. We will not hesitate to take your case to trial if necessary to ensure that you are properly cared for. When you need a Denver car accident attorney, you can contact us for a free consultation by clicking here or calling us at (720) 515-3191.
“Manning Law helped me to get the medical reimbursement that I deserved after my car accident. I was naïve about the way insurance companies work and didn’t realize I’d been essentially tricked into settling for less than my medical bills would end up being. Manning Law was great to work with and I got my bills paid and a little extra.”
– Julie E.
“Professional, caring, helpful and prompt. Manning Law helped me navigate through the complicated aftereffects of a serious MV accident. They cared for me as a person, not just a client. Very thankful for their diligent work. I would have been very lost without them.”
– Phinehas W.