What Compensation Is Available in a Car Accident Claim?

Posted On March 28, 2024 / By Manning Law / Car Accidents

Car accidents can be extremely damaging events that result in serious injuries, expensive medical bills, and immense pain and suffering for a victim. Filing a car accident claim in Denver can help a victim move forward by awarding financial compensation for his or her various crash-related losses. To discuss what compensation may be available in your car accident claim, contact an attorney at Manning Law for a free consultation.

Medical Bills

A car accident victim can recover the full cost of his or her medical bills and health care expenses associated with the crash. This may include ambulance fees, hospital stays, surgeries, treatments, prescription medications, medical devices, and live-in or around-the-clock care. Medical care reimbursement can pay for bills already amassed as well as future foreseeable or estimated treatments needed for a long-term injury.

Disability Costs

If a car accident causes permanent injury, disability, loss of an important bodily function, amputation or significant disfigurement, the victim may qualify for disability compensation. This can pay for associated health care costs (past and future), home or vehicle modifications to accommodate a disability, loss of enjoyment of life, and losses of income due to the inability to work.

Lost Wages 

Car accident victims may need to take days, weeks or even months off of work to recover from their injuries. The lost wages and earning opportunities accumulated during this time can be claimed as a compensable loss in a car accident case in Colorado.

Any future lost capacity to earn due to a temporary or permanent disability could also be included in an economic damage award. Lost capacity to earn can be calculated based on the severity of the injury, the victim’s age and overall health, how much he or she earned prior to the accident, and the number of years he or she likely would have continued working.

Property Damage

Car accident victims can seek compensation for the price of repairing a damaged vehicle or replacing a totaled vehicle. Drivers in Colorado are required to carry property damage liability insurance of at least $15,000 to pay for damage to another driver’s vehicle. 

If the damage is severe enough to make the vehicle a “total loss,” meaning the cost of repairs exceeds the value of the vehicle, the victim can recover the total pre-crash value of the vehicle rather than compensation for motor vehicle repairs.

Pain and Suffering

In addition to the economic damages or monetary costs associated with a car accident, a victim may also be eligible for pain and suffering damages. Also known as non-economic damages, pain and suffering can compensate a victim for intangible losses such as physical pain, emotional harm, psychological distress, post-traumatic stress disorder, inconvenience, reduced quality of life and loss of consortium.

Wrongful Death Damages 

If a car accident in Colorado is fatal, the deceased victim’s family members or surviving beneficiaries may be able to recover financial compensation for various losses caused by the wrongful death. This may include funeral and burial costs, lost earnings and inheritance, loss of the victims’ love and companionship, grief or mourning, and mental anguish.

If you were recently involved in a car accident in Colorado, discuss your case in detail with a Denver personal injury attorney at Manning Law at no cost or obligation. Call (720) 515-3191 today.